Has the rising cost of living got you in need of some R&R? What better way to unwind than with a holiday? Book now and take that stress away with interest free finance.
Even if you have your holiday savings stacked up like a tower of Jenga blocks waiting for the right moment to splurge, why not take advantage of this offer to take your holiday to the next level with add-ons? Make it a holiday to remember and chat to us today about:
flying premium economy or business class instead
room upgrade options
bundling all your holiday needs: travel insurance, Captain’s Pack, tours and transfers
With the humm90 Mastercard:
subject to credit criteria, you can apply for up to $50,000 credit
The interest free finance offer is for approved new applicants only, with a minimum finance amount of $400. The applicant must apply for and obtain a Mastercard credit card issued by humm Cards Pty Ltd ABN 31 009 651 877 Australian Credit Licence number 247415 (“humm90”) and purchase travel using that credit card. The entire travel booking must be paid for via a humm90 credit account to benefit from the interest free finance offer.
Annual fees of $99 apply, including an upfront annual fee of $99 debited from the facility on account opening and, annually thereafter on each anniversary of that date. The credit limit includes the initial annual fee debit.
If the applicant does not meet the Interest Free Criteria during the Interest Free Period (defined below), the credit providers' annual percentage interest rate at that time shall apply to the annual fee from the time it is first debited from the humm90 credit account, as well as any balance owing on the humm90 credit account.
To meet the Interest Free Criteria, the applicant must pay by the due date shown in the humm90 account statement all of the following:
Overdue and overlimit amounts shown on the previous statement of account;
Transactions, fees and charges for which the Interest Free Period expired in that or previous statement periods;
Interest debited to the humm90 account during that or previous statement periods;
Adjustments made to the account in the previous statement period (if any); and
Instalment repayments due during that statement period (if any).
A minimum monthly repayment is required to meet the Interest Free Criteria. The minimum monthly repayment is no less than 3.00% of the balance owing on the humm90 credit account at the date of the monthly statement or $30.00 (whichever is the greater).
Late payment fees and other charges, terms and conditions apply from the expiry of the Interest Free Period. Interest (charged at humm90’s Expired Promotional Rate) will be payable on outstanding balances at the expiry of the Interest Free Period. Refer to www.humm90.com/au for current interest rates.
The Interest Free Period commences on the day the transaction is debited to the humm90 account and will end on the first statement due date, being the expiry of the period within which humm90 have agreed that they will not charge interest.
The Expired Promotional Rate means the reference rate specified in the schedule produced by humm90. As of 01 June 2023, the credit providers' annual percentage interest rate is 25.99%, but this is subject to change.
Mastercard and the circles design are trademarks of Mastercard International Incorporated.